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Built for Filipino families

"Anak, nagastos na yung pera mo." Never say that to your child.

Every Filipino kid has handed over birthday money, Christmas cash, gifts from the relatives and never seen it again. Alikansya gives your family a real, tracked bank where every peso is visible, every month earns interest, and your kids actually learn how money works.

Start My Family Bank Try the Simulator

"Anak, yung pera mo sa birthday mo? Nagastos na namin yan para sa pagkain mo."

Most Filipino parents mean well. But without a system, gift money disappears and kids grow up learning that money is something adults control, not something they can understand. Alikansya gives your family the system. You are the bank. The app is the ledger that makes your word visible, trackable, and trustworthy to your child.

This is not a tool to make your children feel entitled to their money. This is not a tracker for the sake of tracking. It is how you teach delayed gratification, responsible borrowing, and what saving money in the bank actually feels like.

How It Works

Your family bank in 4 steps.

Set up in under 10 minutes. Run for 12 months. Your kids will actually look forward to month-end.

1

Create your family account

Sign up as a parent and add your children with their names and ages. The app sets age-appropriate rules automatically.

2

Kids get their own PIN

Each child gets a colorful dashboard accessed by their personal PIN. They can check their savings jar anytime.

3

Deposit real money

Birthday gift from Lola? Christmas envelope? Kids request to add it. You approve. The jar grows with the actual money you hold.

4

Run the month together

Every month, interest applies, credit repayments are processed, points are awarded, and Ali gives your kid personal feedback on their progress.

Features

Everything your family bank needs.

Not a game. A real tracking system with the lessons built right in.

💰

Real Money Tracking

Every peso your child receives goes into their visible jar. You hold the cash, the app tracks it with full transparency.

📈

Monthly Interest

You act as the bank and set the interest rate. Kids learn what it feels like when money grows on its own.

🤖

Personalized Coaching

After every month, a coach gives your kid personalized praise and tips in language that encourages, never shames.

👪

Parent Controls

Kids request deposits, withdrawals, and credit. You approve everything. They learn to ask, wait, and plan. Nothing moves without your say.

🎯

Savings Goals

Kids set their own goal and watch their progress every month. A new toy. A school bag. Something worth saving for.

💳

Credit System

Kids can request credit from you. Borrowed money goes into a separate Credit Jar, never mixed with real savings. They learn that borrowed money is not theirs until it is paid back.

⭐

Credit Points and Rewards

Kids earn points every time they repay on time. Points unlock better interest rates and higher credit limits, just like a real credit score. Miss a payment and a small penalty applies.

👴

Multiple Children

One account covers the whole family. Each child gets their own jar. A family leaderboard makes saving a friendly competition.

Meet Ali

Your kids' savings coach. Built by parents.

Ali your savings coach
Ali
Your kids' savings coach
Cheerful and specific

Ali does not say "Good job!" and leave it at that. She tells your child exactly what they did well and what it means for their goal. Every month, a message worth reading.

Age-appropriate, always

Ali speaks differently to a 6-year-old saving for a stuffed toy and a 13-year-old paying back a loan. The lesson is always right for the child receiving it.

Built by parents, safe for kids

Ali was designed by parents who thought carefully about what they want said to their children about money. She encourages. She never shames.

Ali is not a chatbot

Ali does not take questions or have open conversations with your child. She only speaks when your child takes an action: a withdrawal request, a loan, a new goal. Every word she says stays within boundaries set by the parents who built her.

Ali to a 6-year-old after a good month:
"Your jar grew this month, Mia! You are getting so close to your stuffed bear. One more month of not spending and it is yours!"
Ali to a 13-year-old after taking a loan:
"You took a loan this month, Bea. That took courage to decide. Now the real work starts. Your repayments will come out every month until it is cleared. You can do this."
Simulator

See how it works in 12 months.

Pick a scenario and watch the savings grow month by month. No signup needed.

Final Savings
-
Total Growth
-
Month-by-Month Log, with Ali's coaching
Year-End Report

What a full year looks like.

At the end of 12 months, every child gets a Year-End Report. Lifetime families get a printable keepsake version.

Mia, 6 · Little Saver · Year 1
Started with₱500
→
Ended with₱1,167
₱650
Total deposited
₱100
Total withdrawn
₱17
Interest earned
0
Loans taken
🎯 Goals this year
✓
Stuffed bearTarget ₱350 · Reached in month 4
✓
Art suppliesTarget ₱200 · Reached in month 7
🐗 Ali's message for Mia

Mia, you had such an amazing first year! You saved ₱650, reached both of your goals, and never borrowed a single peso. Your jar grew from ₱500 to ₱1,167 and that is all you. See you in Year 2! 🐗✨

Je and Camielle with their daughter Likha

Built by parents raising their kids differently.

We are Je and Camielle, a couple running 404 Creative Studios in Metro Manila. We built Alikansya for ourselves and for parents like us: intentional, financially aware, and determined to raise kids who understand that money is real, limited, and worth respecting.

Not just a tracker. A way to teach delayed gratification, responsible borrowing, and what it actually feels like when saving pays off.

Read our full story
Pricing

One payment. One year of real lessons.

No subscriptions. No recurring fees. One family, all your kids, one price.

Most Popular

1 Year Access

₱999
That's just ₱83/month
one-time payment
  • Full 12-month family bank
  • Up to 3 children
  • All age presets included
  • Personalized monthly coaching from Ali
  • Monthly statements
  • Year-End Report (digital)
Get 1 Year Access

Lifetime Access

₱2,499
pay once, own forever. For families who are all in.
  • Everything in 1 Year
  • All your children, no limit
  • Year-End printable keepsake report
  • Early access to new features
  • You help shape what gets built next
  • Priority access to upcoming cycle features
  • All future updates free
  • Priority support
Get Lifetime Access
Ali

Secure checkout via Gumroad. 30-day money back guarantee.

Alikansya is a product of 404 Creative Studios, a Filipino indie studio based in Metro Manila.

Works on any device. No app store needed.
Android
iPhone
iPad
Laptop
Desktop
Any Phone

After purchase, open Alikansya on your browser, tap "Add to Home Screen," and use it like a real app.

Affiliate Program

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For anyone who believes in what we are building. No purchase needed.

60%
User Affiliate

For Alikansya families. Your story is your most powerful content. Earn more because you live it.

No minimum followers, no gatekeeping. Just share and earn. Paid automatically on the 1st of every month via GCash.

01

Sign up with your name, email, and GCash number

02

Get your unique affiliate link and share anywhere: Instagram, Facebook, TikTok

03

Earn 45% or 60% every time a family signs up. Monthly GCash payout.

When you join, you also get:
30 content angles and hook ideas written specifically for Alikansya. Ready to use on Instagram, Facebook, TikTok, and YouTube. No guesswork on what to post. Just pick an angle and create.
See if this is for you
FAQ

Questions parents ask

No real bank integration. Alikansya is a tracking system where you, the parent, act as the bank. You hold the actual money, the app tracks every peso. No BSP regulation needed, no real financial risk to your children.
They submit a withdrawal request through the app. You approve it, then hand them the actual cash. The app records it. Simple, transparent, and it teaches them that money requires a request, an approval, and a real handover.
Ages 5 to 14. Three presets auto-configure the experience: Little Saver (5-6), Growing Saver (7-10), and Smart Saver (11-14). Older children get more complex rules including loan eligibility and longer PIN lengths.
Yes. One family account covers all your children. Each child gets their own jar, PIN, and coach. A family leaderboard ranks them by savings balance, which tends to make siblings take saving more seriously.
Yes. The currency is editable. It defaults to Philippine Peso but can be changed to USD, SGD, AED, or any currency. The whole app updates to match your chosen currency symbol throughout.
Your child receives a Year-End Report showing their full 12-month journey: total saved, interest earned, loans taken if any, and key milestones. You can start a new 12-month cycle. Lifetime access covers as many cycles as you want.
That is ₱83 a month. Less than one Grab ride. Less than one Jollibee family meal. And unlike a meal, the lesson your child learns from using Alikansya for 12 months stays with them for life. The question is not whether ₱999 is expensive. The question is what it costs to do nothing for another year.
You can. But will your child see it? Will it talk to them, celebrate when their savings grow, or coach them when they want to withdraw? Alikansya is not a spreadsheet for you. It is a system for your child. A spreadsheet you check alone. Alikansya is something you run together.
The bank keeps the money. Alikansya teaches the lesson. A real bank account does not explain interest to a 7-year-old, does not let your child request a withdrawal with a reason, and does not give them a savings coach named Ali. The bank is where money lives. Alikansya is where money is understood.
Alikansya is not a real bank and is not regulated by BSP. You are the bank. The app is a ledger that tracks what you and your child agree the balance is. No actual money is held inside the app. This means no financial risk, no regulatory complexity, and no minimum balance. You stay in full control of the money at all times.
Yes. And most Filipino parents have been saying that for years. The intention is always there. The system never gets built. Alikansya is not a replacement for your parenting. It is the structure that makes the intention real. The conversations you want to have about money become easier when both you and your child can see the same numbers.
Alikansya is designed to be used once a month, not every day. Run Month takes about 30 minutes. Your child sees their balance grow, Ali gives them a message, and you both move on. If you do it 12 times in a year that is 12 conversations about money your child would not have had otherwise. That is the whole point.
Not necessarily. Younger kids can simply sit with you when you run the month. They see their jar fill up, hear Ali's message, and that is the whole lesson. For older kids with their own device, they can log in anytime using their family code and PIN to check their balance, set goals, or submit requests. Alikansya works on any phone, tablet, or computer browser so if your child has access to any device in your home, they can use it. No separate account or download needed.
Yes, the interest comes from you. You are the bank, remember? When your child earns ₱15 in interest this month, you are the one paying it. But think about what you are buying with that ₱15. A child who watched their money grow, asked why, and learned how interest works before they turn 10. Most parents spend more than that on snacks that are gone in five minutes.
Not exactly. Ali does not give financial lessons or explain money theory. What Ali does is show up every month with a message that is personal to your child. Celebrating when their savings grew. Encouraging them when they want to withdraw. Cheering them on when they hit a goal. The teaching happens through the experience itself. Your child learns what interest feels like by watching their balance grow. They learn what borrowing costs by paying it back. Ali just makes that experience feel like it has a friend in it.
Junior bank accounts are great for storing money. Alikansya is for teaching money. A junior account does not let your child request a withdrawal with a reason, does not pay interest you control, does not have a savings coach, and does not generate a Year-End Report showing your child's full journey. Junior banks hold money. Alikansya builds the habit of thinking about money. They are not the same thing and the best families actually use both.
Junior bank accounts are great for storing money. Alikansya is for teaching money. A junior bank account does not let your child request a withdrawal with a reason, does not pay interest you control, does not have a savings coach, and does not generate a Year-End Report showing your child's full journey. Junior banks hold money. Alikansya builds the habit of thinking about money. They are not the same thing and the best families actually use both.